Mortgage Terms

Properties Considered:

Residential; Rehabs for Flipping, Buy and Hold, New Construction, Cash Out and Cash Out and Refinance

Commercial Real Estate; Apartments, Multi-Units, Warehouses, etc.

Length of Loan:

Flexible loan terms from 12-24 months.

We also have longer term loans available with 30-year fully amortized fixed rate loans.

Borrowing Entity:

All borrowers must close in the name of an LLC

Lien Position:

First mortgage position.


A legal personal guarantee is required.

Loan to Value:

Up to 85% of contracted purchase price for purchase transactions

Up to 75% LTV of the as-is value for refinance transactions

Interest Rate:

Rates ranging from 9.5 to 10.95%, and long term products with rates that start at 7.99%.

Loan Size:

$100,000 to $2,500,000

Loan Advances:

Funds will be forwarded in draws of 1 to 4 advances to be determined by us. Funds will be wired by direct deposit into an account provided by the investor. An on-site inspection to determine current progress of the project may be required prior to release of funds. A sub-contractor guarantee may be required.

Prepayment Penalties:

No prepayment penalties.

Loan Origination Fees:

2.5 to 3 points.